AI&PS has been the only firm sponsored by The State Bar of California since 1954, to provide members with discounted disability income protection insurance, group disability and individual long-term care. These plans offer members choices, and we are confident one will fit your needs and financial expectations.

 The Disability Income Protection Program is designed to give you piece of mind that your expenses will be covered while disabled. This plan is non-cancellable, guaranteed renewable and provides benefits all the way up to age 70. Under this plan you may also protect your business expenses as well your employees’ salaries.

• Business overhead expense (BOE) insurance is a type of disability insurance that’s designed to protect your business if you become disabled. Specifically, it provides monthly payments to your business for a specified period of time so that your business can meet its routine expenses and remain open while you are disabled.

 The Long-Term Care Program provides coverage for both members and their spouses in the event they can no longer care for themselves.

We strive to build relationships with each client in order to provide guidance to help you choose the best plan possible. Our mission is to offer dedicated, creative and professional service.

Read our client testimonials.